The modern B2B payment aggregator connecting businesses to 100+ local payment rails. Enable both payouts and collections across Africa with a single API.
Send money to end users across Africa via mobile wallets, banks, and cards
Accept payments from customers through 300+ local payment methods
Access 100+ African payment rails through one unified API. No need for multiple integrations.
Automated currency exchange with competitive rates and intelligent liquidity management.
Built-in KYC/AML checks, PCI compliance, and enterprise-grade security.
Digital wallet infrastructure with support for multiple currencies and instant settlements.
Real-time notifications and comprehensive transaction tracking for all payments.
Built on Fastify for sub-200ms response times and high concurrent request handling.
Your platform/fintech/bank
Payment routing & processing
Local payment provider
Customer receives payment
Customer initiates payment
Local payment provider
Payment processing & settlement
Funds settle to merchant wallet
Accept payments and send refunds seamlessly across African markets.
Power your wallet infrastructure with multi-currency support and instant transfers.
Offer payment services to your clients without building everything from scratch.
Build payment products faster with our robust infrastructure.
Pay creators and freelancers instantly across multiple countries.
Enable cross-border transfers with competitive rates and fast settlement.
POST /api/v1/payouts
{
"amount": 1000,
"currency": "KES",
"recipient": {
"phone": "+254712345678",
"provider": "mpesa"
},
"reference": "ORDER-12345"
}GET /api/v1/transactions/{id}
Response:
{
"id": "txn_abc123",
"status": "completed",
"amount": 1000,
"currency": "KES"
}Integrate IndraPay in minutes and start accepting and sending payments across Africa.